Smart Capital PLC
Smart Capital At A Glance

SMART CAPITALAT A GLANCE

AT A GLANCE

Smart Capital PLC is a performance-driven organization, where values are at the heart of every endeavor.

Founded with the vision to empower Bangladesh’s growth sectors, Smart Capital PLC partners with entrepreneurs and institutions to deliver sustainable value across finance, technology, maritime, real estate, and consumer services.

We break conventions with innovation-first solutions—bridging formal finance and grassroots enterprise, accelerating digital adoption, and enabling inclusive economic participation nationwide.

Our diversified portfolio is guided by responsible governance and collaboration. Through strategic alliances and disciplined execution, we reach customers across Bangladesh and beyond, creating measurable impact.

Under the 3P philosophy—People, Planet, Prosperity—we remain committed to advancing the welfare of society while delivering sustainable, future-ready solutions for our stakeholders.

Who We Are

Driving Bangladesh's Economic Future

Smart Capital PLC is a new name of possibility in Bangladesh — working tirelessly to bring momentum to the country's economy, create employment, and develop young entrepreneurs.

As a Public Limited Company, we are committed to the highest standards of corporate governance and transparency. Our diversified portfolio spans across key sectors that drive national development and prosperity.

Our Mission

To create sustainable value through innovative investments, entrepreneurship development, and economic empowerment.

Our Vision

To be the leading corporate group in Bangladesh, driving progress and building a smarter, more prosperous nation.

Our Journey

2023

1 Million Milestone achieved in IDLC Digital DFS accounts through bKash

Launch of government securities invest window through IDLC.

Inauguration of Dinajpur branch

Company name changed to IDLC Finance PLC

2022

Introduced Sustainable Finance Help Desks across the major 10

IDLC Securities opened its first digital booth in Bogura

700,000 micro-savers experienced IDLC-bKash Savings Products

2021

Launch of IDLC Digital Term Deposit

Launch of Bangladesh's 1st MFS-based Digital Deposit Program

Launch of IDLC Income Fund

2020

IDLC Venture Capital Fund Launch

Launch of 'Khushir Kheya' - CSR initiative

2019

Received 'Best Corporate Brand Award' by Bangladesh Brand Forum

Launch of Affordable Housing Loan product

2018

Inauguration of new eco-friendly Head Office

Crossed BDT 100 Billion Asset portfolio

2017

Highest Taxpayer Award in Non-Banking Financial Sector

FAQ

Frequently asked questions about Smart Capital PLC

What is Smart Capital PLC?

Smart Capital PLC is a public limited company headquartered in Dhaka, Bangladesh, incorporated in 2018. It is a diversified group that invests in and operates companies across tourism, information technology, e-commerce, real estate, marine and cruises, fintech, Shariah-compliant investment, and services, with the stated goal of accelerating Bangladesh's economy, creating employment, and developing young entrepreneurs.

Which companies are under Smart Capital PLC?

Smart Capital PLC's sister companies are SeloraX (AI eCommerce platform / IT solutions), Dream Journeys (travel & tourism), Bazaro (e-commerce), Smart Seba (services), Smart Sports & Relax Zone (tourism & leisure), Xgrow (halal investment), MV. Grand Marina (marine & cruises), XPay (fintech), and Smart Living (real estate).

Who leads Smart Capital PLC?

Mustafizur Rahman Jishan is the Chairman and Director of Smart Capital PLC, and Mohammad Sajidul Anwar (Sajid) is the Managing Director. Each sister company is run by its own leadership; for example, SeloraX is led by its Founder & CEO, Khalid Saifullah.

Where is Smart Capital PLC located?

The corporate headquarters is at H#1286/3, East Monipur (Level-8), Begum Rokeya Sarani, Kazi Para (Metro Rail Pillar No. 269), West Side Mirpur, Dhaka, Bangladesh. Smart Capital PLC also has offices in Chuadanga (Sara Bhaban, Academy Mor) and Jatrabari, Dhaka (Aziz Plaza, Matuail, Demra). Office hours are Saturday to Thursday, 9:00 AM to 6:00 PM.

What sectors does Smart Capital PLC invest in?

Smart Capital PLC invests in tourism and leisure, information technology and AI, e-commerce, real estate, marine and cruises, fintech and payments, Shariah-compliant investment, and consumer services.

How can I contact Smart Capital PLC or reach investor relations?

Call the call center at 09613 55 99 00 or email contact@smartcapital.com.bd. Investor enquiries go to investors@smartcapitalplc.com, careers to careers@smartcapitalplc.com, and media requests to media@smartcapitalplc.com. Annual reports and financial highlights are published on the Investor Relations page.